MoneyReps is the family app that trains teens to pay bills, handle emergencies, and manage money — while you're still there to catch them.
Already have a beta code? Sign up now →
"My oldest daughter is heading into high school — and I realized she had never once paid a bill."
She knew money existed. She'd watched us swipe cards and open mail. But she'd never felt the pressure of a due date, never had to decide which bill to pay first, and never dealt with an unexpected expense hitting at the worst time.
I'm a dad of three girls, and I want all of them to enter adult life ready — not overwhelmed. So I built MoneyReps: a way to give them real practice rounds while I'm still around to help. Real reps, before the real thing.
MoneyReps mirrors how adult finances actually work — so none of it is a shock when it's real.
Set up fake companies (like "Mom's Electric Co.") or use real expenses your family shares. Each one becomes a biller your teen will recognize and pay.
Set an amount, due date, and optional late fee — then send. Your teen gets a real-looking bill email with all the details, just like the ones that'll fill their inbox someday.
Payment happens however your family decides — cash, Venmo, Zelle, bank transfer, whatever works. The teen logs in and marks it paid. Simple accountability, no platform lock-in.
Broke your phone screen? Car needs new tires? Hit the Emergency button to fire off an unplanned bill — because life doesn't schedule its curveballs.
See every bill, payment, and reimbursement request in one place. Stay in control while your teen builds the habit of staying on top of their finances.
MoneyReps covers the full playbook of personal finance — bills, emergencies, and the money that moves back and forth inside a family.
Every bill hits your teen's inbox looking like an actual invoice from a real company — with due dates, amounts, and late fee warnings. Same experience they'll get from a utility or landlord.
Create "Dad's Grocery Co." for their food share, "Family Car Insurance" for their portion, or make up entirely fictional companies. It's your household — bill it how you want.
Hit the Emergency button to send an unplanned charge — a broken phone screen, an unexpected car expense, a fee they forgot about. Because adulting doesn't give you advance notice.
Fan FavoriteTeen grabbed groceries for the house? They submit a reimbursement request. Parent covered something the teen owes back? Same flow. All tracked, no more "I thought you were paying me back."
Set a late fee and a grace period on every bill. Miss the deadline and the fee kicks in — automatically. Real consequences, without the real credit score damage.
Set it once and let it run. Recurring monthly bills auto-generate so your teen gets the full experience of bills that just keep showing up, month after month.
When your teen submits a reimbursement, they can attach a photo of the receipt. No more "trust me, I spent $47 at the grocery store."
MoneyReps doesn't touch your money. Payment happens outside the app — cash, Zelle, Venmo, bank transfer, whatever your family already uses. The app just tracks it.
Add multiple teens, a co-parent, or a college kid who moved out but you're still supporting. One price covers everyone in your family.
MoneyReps works best in the years when your kid is old enough to handle responsibility — but young enough that you can still coach them through it.
Use MoneyReps to run the reps now, so you know they're ready when it counts.
Get the full experience of managing bills — without it wrecking your life if you mess up.
Every teen, every bill, every reimbursement — covered under one subscription. No per-child fees, no limits.
Here's what beta families have experienced in the first few weeks.
My son paid his "rent" two days early this month. He said he didn't want a late fee. I've been trying to teach him punctuality for 16 years — MoneyReps did it in three weeks.
The reimbursement feature alone is worth it. We used to argue about who owed who what. Now there's a running log and nobody can claim they forgot.
I hit the Emergency button when my daughter broke her phone screen and "had to pay for it herself." She was horrified. That was the most educational $180 we ever spent — and I got paid back.
Join families already training their teens with MoneyReps.
No spam. Just a heads-up when your spot is ready.